{"id":50291,"date":"2021-09-29T11:38:55","date_gmt":"2021-09-29T11:38:55","guid":{"rendered":"https:\/\/pr.asianetpakistan.com\/?p=79720"},"modified":"2021-09-29T11:38:55","modified_gmt":"2021-09-29T11:38:55","slug":"webtel-mobis-global-payment-systems-fuse-cash-and-digital-capacities-creating-a-functioning-cashless-society-model","status":"publish","type":"post","link":"https:\/\/malaysiantribune.com\/webtel-mobis-global-payment-systems-fuse-cash-and-digital-capacities-creating-a-functioning-cashless-society-model\/","title":{"rendered":"Webtel.mobi\u2019s Global Payment Systems Fuse Cash and Digital Capacities \u2013 Creating a Functioning \u201cCashless Society\u201d Model"},"content":{"rendered":"
\n

WM\u2019s ICLM and TUV Unitary Global Payments Systems provide a fully operational and benign model for a functioning Cashless Society worldwide<\/h4>\n

NEW YORK and ST PETER PORT, Guernsey, Sept. 29, 2021 (GLOBE NEWSWIRE) — To create its Global Clearing System \u2013 a digital version of John Maynard Keynes\u2019s proposed \u201cInternational Clearing Union\u201d \u2013 Global Telephony Provider Webtel.mobi (\u201cWM\u201d) also created a Global Unitary Payment System \u2013 with two Global Payment Facilities \u2013 the ICLM Payments<\/em> and the TUV Digital Currency Payments <\/em>(also known as \u201cTUV Payments<\/em>\u201d).<\/p>\n

Both Payment Systems have all the characteristics of Cash Payments and Digital Payments combined, are globally applicable, globally available, require no specialized equipment to function, have multicurrency wallets, enable multicurrency payments with FX Conversions in-wallet, and are equally available to Banked and Unbanked persons.<\/p>\n

One of these Payment Systems \u2013 the ICLM Payments \u2013 is ultra-low cost to use, and the other \u2013 TUV Payments \u2013 is completely free to use.<\/p>\n

These Payment Systems not only facilitate a \u201cCashless Society\u201d, but have also already introduced a fully operational global Cashless Society system in a benign way. It is benign because this version of a Cashless Society preserves individuals\u2019 privacy, freedom, and choice.<\/p>\n

WM\u2019s Payment Systems do not require a Central Bank issued Digital Currency or CBDC to function because WM\u2019s TUV Digital Currency itself is already the equivalent of a Global CBDC.<\/p>\n

WM\u2019s Payment Systems – like all its other facilities \u2013 are not new. They were functional and operational in 2009, but WM spent nine years testing and perfecting them \u2013 and subjecting its system to multiple third-party Due Diligences worldwide \u2013 to ensure compliance and robustness before rebuilding its Platform 2 to provide these Facilities in an unrestricted manner internationally.<\/p>\n

Access to WM\u2019s services is only available to WM Members because it is a Closed-Loop Members-Only service. However, it is free and instant to join WM as a Member.<\/p>\n

WM has one of the safest systems internationally in Security and Anti Money Laundering. WM\u2019s Payment Systems synchronize, into one product, the characteristics of Cash and Digital Money with the ease of use of Cash and the safety of Digital Money. They also have the security of a closed, monitored system and transactions \u2013 ensuring robust security and Anti-Money Laundering capacities.<\/p>\n

To load WM accounts, Members can transfer funds (\u201dStored Credit\u201d) into their accounts using any means, and also purchase TUV Digital Currency from WM Agents (\u201cVSMPs\u201d) for cash. The system provides a Unitary and level playing field \u2013 and entry into a 21st<\/sup> Century Digital Economy for all people \u2013 whether Banked or Unbanked. It renders even the concepts of \u201cBanked\u201d or \u201cUnbanked\u201d redundant \u2013 because the only differentiator is the method used to load funds (\u201cStored Credit\u201d) onto WM Accounts.<\/p>\n

All funds (\u201cStored Credit\u201d) of WM Members is held in regulated Bank Accounts, so the WM System has permanent 100% liquidity, and all Payment and Settlement Transactions are carried out simultaneously in 1\/100th<\/sup> of a second.<\/p>\n

WM\u2019s ICLM Payments and TUV Payments are fully operational, and available to all WM Members on its platform. Examples of some of WM\u2019s ICLM and TUV Payments Systems\u2019 characteristics in comparison to other Payment Systems in the Offline Payments role are as follow:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
OFFLINE PAYMENTS CHARACTERISTIC<\/strong><\/td>\nCARD <\/strong>
\nPAYMENTS<\/strong><\/td>\n		MOBILE<\/strong>
\nPAYMENTS<\/strong><\/td>\n		CASH<\/strong>
\nPAYMENTS<\/strong><\/td>\n		ICLM<\/strong>
\nPAYMENTS<\/strong><\/td>\n		TUV<\/strong>
\nPAYMENTS<\/strong><\/td>\n<\/tr>\n
Payments made Instantly<\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Functions 24\/7\/365<\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Funds Secure in Digital Wallets<\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Functions without a Physical or Digital Card<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Has Combined Usability of Cash and Digital<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Has Identical Usability to Cash<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Pure Peer 2 Peer Transactions (PP2P)<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Impossible to Carry Out Fraudulent Transactions<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Impossible for Merchants to Incur Chargebacks<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Instant No-Retention Settlement to Merchants<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Payment Process without Intermediaries<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Payment Process without Intermediary Fees<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Receive Payments without Terminals\/Equipment<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Functions Alone Without Any Other Entities<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Functions in all Countries and Territories<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Merchant and Payer can Split Payment Fees<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Self-Contained Unitary Global System<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Uniform Global Security and Standards<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Total Access from Any Smart Phone<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Total Access from Any Pre-Smart Mobile Phone<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Impossible for a 3rd<\/sup> Party to use if Stolen<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Impossible for a 3rd<\/sup> Party to use if Lost<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Impossible to Clone or Counterfeit<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Clients can Pay in Multiple Currencies Globally<\/td>\nNo <\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Clients Control FX Conversions<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Merchants can Accept Multicurrency Payments<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Merchants Control FX Conversions<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n
Totally Free to Make and Receive Payments<\/td>\nNo<\/strong><\/td>\nNo<\/strong><\/td>\nYes<\/strong><\/td>\n0.25% to 1%<\/strong><\/td>\nYes<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Once people have joined WM as Members and loaded Stored Credit onto their accounts, they can start using the ICLM Payments of TUV Payments Systems immediately \u2013 to make or receive payments. The only requirement is a Smart Phone \u2013 or a Pre-Smart Phone (which still comprise 50% of Mobile Phones in use) \u2013 and the ITAN Number and Registered Mobile Number of the WM Member they want to pay. That is all.<\/p>\n

ITAN Numbers (\u201cI<\/strong>nter-T<\/strong>EL.mobi A<\/strong>ccount N<\/strong>umbers\u201d) are the unique Account Numbers issued to all WM Members when they join, and the Registered Mobile Number is the member\u2019s Mobile Phone Number.<\/p>\n

For Merchants to notify clients they accept ICLM and TUV Payments of WM\u2019s unique Global Account Numbering system, they simply need to display this sign, and indicate they accept payment in only one currency, only some currencies or in all currencies.<\/p>\n

As all WM Members can execute in-wallet Currency Conversions or Currency Swaps within WM, it makes no difference whether only one currency or all currencies are accepted. This is because all Members can convert before paying or after receiving payments. Examples of the Merchant notifications for accepting ICLM and TUV Payments are as follow:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nWe Accept ICLM and TUV Payments<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\nWe Accept ICLM and TUV Payments<\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nOur ITAN:<\/td>\nWM1234567891234567891234<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\nOur ITAN:<\/td>\nWM9876543219876543219876<\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nOur Mobile:<\/td>\n+XX 1234 567 890<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\nOur Mobile:<\/td>\n+XX 9876 543 210<\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nPayment Currencies Accepted:<\/td>\nAll Currencies <\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\nPayment Currencies Accepted:<\/td>\nUSD only <\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\nInstant Confirmation by Text:<\/td>\nYes<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\nInstant Confirmation by Text:<\/td>\nYes<\/strong><\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Resources:<\/strong><\/p>\n

Media Contact:<\/strong>
\nNick Lambert: wm@thoburns.com<\/a><\/p>\n

Video on WM\u2019s Regulatory Compliance:<\/strong>
\nhttps:\/\/youtu.be\/u522lVsGIJI<\/a><\/p>\n

Video on The Capacities of the WM System:<\/strong>
\nhttps:\/\/youtu.be\/XYBrCikUhn8<\/a><\/p>\n

Research Reports on the Capacities of the WM System:<\/strong>
\nhttps:\/\/tinyurl.com\/TUVresearch<\/a><\/p>\n

WM\u2019s urls:<\/strong>
\nhttps:\/\/webtel.mobi\/pc<\/a> (Tablets \/ Laptops \/ Desktops)
\nhttps:\/\/webtel.mobi<\/a> (Smart Phones)
\nhttps:\/\/webtel.mobi\/wap<\/a> (Pre-Smart Mobile Phones)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

WM\u2019s ICLM and TUV Unitary Global Payments Systems provide a fully operational and benign model for a functioning Cashless Society worldwide NEW YORK and ST PETER PORT, Guernsey, Sept. 29, 2021 (GLOBE NEWSWIRE) \u2014 To create its Global Clearing System \u2013 a digital version of John Maynard Keynes\u2019s proposed \u201cInternational Clearing Union\u201d \u2013 Global Telephony [\u2026]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"yoast_head":"\nWebtel.mobi\u2019s Global Payment Systems Fuse Cash and Digital Capacities \u2013 Creating a Functioning \u201cCashless Society\u201d Model - Malaysian Tribune<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/malaysiantribune.com\/webtel-mobis-global-payment-systems-fuse-cash-and-digital-capacities-creating-a-functioning-cashless-society-model\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Webtel.mobi\u2019s Global Payment Systems Fuse Cash and Digital Capacities \u2013 Creating a Functioning \u201cCashless Society\u201d Model - 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