Kuala lumpur: The government has taken three major steps to control house prices in a bid to ensure the people continue to have access to affordable homes. Deputy Minister of Housing and Local Government Datuk Aiman Athirah Sabu announced that a ceiling price of RM300,000 has been set for affordable homes under the National Affordable Housing Policy.

According to BERNAMA News Agency, the ministry has also introduced affordable housing price mapping to align house prices with the financial capacity of the people. This initiative utilizes data from the Household Income and Expenditure Survey 2024 to offer a reference for determining house prices in various localities. The mapping results are accessible on the Malaysian Urban Observatory website.

During a Dewan Rakyat session, Aiman Athirah responded to Muhammad Ismi Mat Taib's inquiry about government measures to address the sudden price surge impacting first-time home buyers. She stated that the Housing Integrated Management System (HIMS) has been implemented to enhance the monitoring of housing development. This system processes housing development licence applications and advertising and sales permits online, facilitating efficient data management and early intervention for projects at risk of delay.

Additionally, the National Property Information Centre (NAPIC) report highlights that house prices in Malaysia have been rising, with the Malaysian Housing Index recording 227.3 points for the first half of 2025 and an average house price of RM490,376. To support first-time home buyers, the government has reinforced the Housing Credit Guarantee Scheme (SJKP). This scheme provides guaranteed financing of up to RM500,000, particularly benefiting B40 and M40 groups, including individuals without fixed incomes.

The SJKP also offers housing loans of up to 120 per cent of the property price for first-time buyers and includes a step-up financing scheme with gradually increasing monthly instalments, aligned with the borrower's income growth.