Accra:Young people aged 30 and below recorded 65.9 million Buy Now, Pay Later (BNPL) transactions worth RM5.4 billion in the first half of 2026, accounting for 37.9 percent of total BNPL transactions in Malaysia.

According to BERNAMA News Agency, the Ministry of Finance (MoF) reported that the total number of BNPL transactions in Malaysia during that period was 173.9 million, valued at RM14.7 billion. Youths contributed 36.7 percent of the total transaction value.

As of June 30, 2026, the outstanding BNPL financing balance for young people stood at RM2.4 billion, while non-performing financing amounted to RM96.8 million, or 4.0 percent of the outstanding balance. The MoF provided this information in response to a question from Datuk Dr Alias Razak (Kuala Nerus-PN) concerning measures by the Consumer Credit Commission to protect young people from excessive indebtedness through BNPL schemes, including the comprehensive assessment of consumers' credit commitments.