Kuala lumpur: CIMB Group Holdings Berhad ('CIMB' or 'the Group') announced a stable financial performance for the first half ended 30 June 2025, achieving a profit before tax ('PBT') of RM5.27 billion and a net profit of RM3.86 billion. This performance comes amid macroeconomic challenges, market volatility, and foreign exchange translation effects. The net profit for 1H25 saw a slight decline of 0.9% year-on-year; however, on a constant currency basis, the net profit would have seen a 3.3% increase. The Group recorded an annualised return on average equity ('ROE') of 11.1% and earnings per share ('EPS') of 36.0 sen. In line with their consistent payout ratio of 55.5%, CIMB declared a first interim dividend of 19.75 sen per share, totaling a dividend payout of RM2.1 billion.

According to BERNAMA News Agency, the Group's operating income increased by 1.9% quarter-on-quarter, led by gains in both net interest income ('NII') and non-interest income ('NOII'). This growth resulted in a 4.5% rise in Pre-Provision Operating Profit ('PPOP') quarter-on-quarter. NII remained steady at RM3.83 billion, marking a slight increase of 0.4% quarter-on-quarter despite interest rate reductions in Indonesia, Thailand, and Singapore. NOII saw a notable growth of 5.3% quarter-on-quarter, primarily driven by a 10.4% rise in trading income. Additionally, the Group's deposit-led strategy and prudent asset-liability management helped maintain a net interest margin (NIM) of 2.15% in the second quarter of 2025.