Kuala lumpur: Ryt Bank has launched a new in-app investment platform called Ryt Invest, marking a first for digital banking in Malaysia by bringing shariah-compliant investing with zero per cent sales charge. The digital bank said in a statement today that Ryt Invest is a product of its partnership with Opus Asset Management Sdn Bhd (OpusAM).
According to BERNAMA News Agency, Ryt Invest is built on four key differentiators: Malaysia's first digital bank to offer expert-led funds in-app, enabling customers to start investing from as low as RM1, zero per cent sales charge with shariah-compliant access, and a limited-time one per cent per annum launch bonus. Its chief executive officer, Wilson Soon, emphasized that Ryt Invest is not just another investment product but a means to provide access to Malaysians who feel that investing has become too complex, expensive, and disconnected from everyday banking.
"With Ryt Invest, we are making investment expertise trusted by big institutions accessible through the same secure app customers already use to save, spend and pay," he said. Ryt Invest has a curated selection of professionally managed investment options designed to support different financial goals, risk appetites, and market preferences, namely Ryt Invest SavePlus, Ryt Invest Income, and Ryt Invest Gold.
"Ryt Invest SavePlus is designed for customers seeking a more stable and lower-risk approach to growing their money through shariah-compliant investment strategies, with zero per cent sales charge. Ryt Invest Income focuses on generating steady long-term returns through professionally managed diversified investments while Ryt Invest Gold provides gold-themed exposure across diversified assets, offering customers an additional way to diversify during changing market conditions," it said.
To encourage early participation, Ryt Bank is offering a guaranteed extra one per cent per annum bonus reward on customers' total investment value, with no cap, for a limited time. The bonus reward is calculated daily at 12 am based on total assets under management and credited weekly into customers' Ryt Pocket.
Customers who complete their first successful buy order will unlock a rolling 90-day bonus reward period, while the campaign will run from May 28, 2026, to Aug 31, 2026, with enrolment closing on Aug 31, 2026. Ryt Bank said Ryt Invest reflects its broader ambition to bring saving, spending, payments, credit, and investing into a more connected digital banking experience.